Beyond NSFAS: Smart ways ‘missing middle’ students can still fund their future

Chante Ho Hip

Chante Ho Hip

17 December 2025 | 10:28

The ‘missing middle’ don’t qualify for full bursaries, and can’t afford to pay tuition fees.

Beyond NSFAS: Smart ways ‘missing middle’ students can still fund their future

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South African universities continue to battle the rising cost of delivering quality education, while more students are being financially excluded.

Dr Deonita Damons, director at Boston City Campus, explains that navigating higher education can be challenging, particularly for the ‘missing middle’ – students who don’t qualify for full bursaries, but can’t afford to pay tuition fees.

While there are alternative pathways, aside from the National Student Financial Aid Scheme (NSFAS), to fund tertiary education, knowing where to look can be the difference between standing still and stepping confidently into your future.

The Funza Lushaka Bursary is open for students interested in education, and several corporates have industry-specific bursaries on offer.

Crowdfunding platforms are also viable options, along with institutions that offer financial aid.

“It is about access to information and knowing where to go to actually start your academic career,” says Damons.

She suggests that more students consider flexible learning options, such as part-time or online studies, which can make education more affordable.

Also explore alternative qualifications, like short learning programmes or higher certificates, which can lead to immediate skills and employment.

Learnerships and internships also offer a ‘learn while you earn’ structure.

“It is about looking at your study options and seeing if those cannot accommodate your budget.”

To listen to Dr Deonita Damons in conversation with CapeTalk’s Clarence Ford, click the audio player below:

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