Chante Hohip10 April 2025 | 11:28

Looming VAT increase ‘huge threat’ to low-income households

If the national budget remains at it is, VAT will increase to 15.5% on 1 May.

Looming VAT increase ‘huge threat’ to low-income households
“Although 0.5% sounds small, if it is applied across everyday products and services, it really has an influence. There are non-negotiable daily costs for most low-income households.”
– Leonie van Pletzen, CEO – MicroFinance South Africa
“For somebody earning R5,000 per month, there would be a decrease of about R50 to R100 in their disposable income… Do I buy electricity this week or do I pay for my child’s school transport?”
– Leonie van Pletzen, CEO – MicroFinance South Africa

This may also drive more people towards informal lenders.

“That is a huge threat… if they can’t keep up with the repayments… they fall into a debt trap.” 
– Leonie van Pletzen, CEO – MicroFinance South Africa

Scroll up to the audio player to listen to the discussion.