[LISTEN] What to do with your 13th cheque

Barry O' Mahony, certified financial planner, says you should plan your finances properly and pay off debt.

Barry O'Mahony, certified financial planner, says a bonus or 13th cheque is a reward so you should spoil yourself in some way but budget on how to spoil yourself and the rest of it should go towards paying off your debt.

O'Mahony also says you should plan your finances properly.

He argues that ask yourself if you are in debt and how you can pay it off.

Listen to the audio above for more.

(Edited by Refilwe Pitjeng)

More in Multimedia